Turn Your Home Into the Space You've Always Wanted
Whether you're planning a kitchen renovation, a new extension, or a full transformation, a secured home improvement loan could make it happen sooner than you think.
Check My EligibilityWhat would you do with more space?
Whatever your home improvement project, a secured loan from Hillview Finance could be the straightforward way to make it a reality.
A brand new kitchen is one of the best investments you can make in your home. From fitted units to full open-plan transformations, we can help you fund the project without draining your savings.
Whether it's a side return, rear extension, or a full-width addition, building work is expensive. A secured loan gives you the funds upfront so your project can start on time and without compromise.
From a simple refresh to a luxury ensuite, a new bathroom adds real value to your home. Stop putting it off and let us find the right funding to make it happen.
A loft conversion can add a bedroom, home office, or playroom without moving house. It's one of the most cost-effective ways to add space and value, and we can help you fund it.
Landscaping, decking, outdoor kitchens, garden rooms — outdoor improvements can dramatically change how you enjoy your home, and we can help fund the full project.
Solar panels, heat pumps, new glazing, insulation — energy improvements reduce your bills for years to come. A secured loan lets you invest now and benefit for the long term.
Got a project in mind? Check your eligibility now — no obligation, no impact on your credit score.
Check My EligibilityHow much could you borrow?
Whether you're refreshing a bathroom or building a full extension, we can search our lender panel to find the right amount for your project. We arrange secured home improvement loans from £10,000 all the way up to £1 million.
Why use a secured loan for home improvements?
A secured loan uses the equity in your property to unlock larger borrowing amounts at competitive rates. Here's why it's often the best option for bigger projects.
Borrow larger amounts
Personal loans are typically capped at £25,000. A secured loan lets you borrow significantly more, which is often what larger projects require.
More competitive rates
Because the loan is secured against your property, lenders can offer lower rates than unsecured alternatives, particularly for larger amounts.
Keep your existing mortgage
A secured loan sits alongside your current mortgage. You don't need to remortgage or lose any existing rates or deals you have in place.
Add value to your home
Home improvements often increase your property's value, meaning the investment can pay for itself over time, especially with extensions and conversions.
Who can apply?
To be eligible for a home improvement loan through Hillview Finance, you'll need to be a homeowner or have equity in a property. Beyond that, we consider applications from a wide range of circumstances:
- Employed, self-employed, or retired homeowners
- Applicants with good credit or a more complex credit history
- Those who have been declined by their bank or a high street lender
- Homeowners with an existing mortgage in place
- Borrowers looking for flexible repayment terms to suit their budget
How it works
Tell us about your project
Complete our short online form. It takes a few minutes and won't affect your credit score.
We find your options
Your dedicated advisor searches our lender panel and presents the most suitable options for your project and budget.
Funds released, work begins
Once approved, funds are released directly to you so your project can get started without delay.
Why choose Hillview Finance?
FCA authorised broker
We're fully regulated, so you're protected throughout the process.
All credit scores considered
We've helped customers who've been turned down elsewhere find the right funding.
No upfront fees
You won't pay us anything until your loan successfully completes.
Personal service
A dedicated advisor available via phone, email or WhatsApp throughout your application.
Common questions
No. You can apply for funding before planning permission is granted. However, lenders will want confirmation that your project is viable, so having plans and quotes in place will help speed things along.
Yes. Many of our clients use a single secured loan to fund several projects at the same time, for example a kitchen renovation and a loft conversion together. This is often more cost-effective than taking out separate loans.
No. Our initial eligibility check uses a soft credit search, which is only visible to you and has no impact on your score. A full credit check only takes place if you choose to proceed with a lender.
Many of our clients receive an initial decision within hours, with some completions processed in just a few days. Timescales can vary depending on the lender and your circumstances, but we work quickly and will keep you updated.
What our clients say
"From the outset, our broker Sam was amazing. The whole process was made easy, each step guided us through to a very quick offer. It was far simpler than I had anticipated."
"Outstanding service from start to finish. Tom was always available to talk and explain the next steps. He made the entire process seamless and I cannot thank him enough."
"Micayla made our experience excellent, stress-free and friendly. Huge thanks to the whole Hillview team for processing everything so quickly and in such a professional manner."
"Tom was brilliant from the outset with a complicated situation. He persevered to resolve everything and ensure it went smoothly. Would have given 6 stars if Trustpilot allowed it."
Ready to start your project?
Check your eligibility in minutes. No obligation, no impact on your credit score.
Check My EligibilityThink carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Hillview Finance Limited is authorised and regulated by the Financial Conduct Authority.
