Looking for a Homeowner Loan?
- Secured loans £10,000 to £1M
- All credit scores considered
- Won’t impact your credit score
- No upfront fees
- Interest rates from 5.9%
Representative Example: Assumed borrowing of £10,000 over 36 months at a fixed rate of 8.21% per annum would result in a representative rate of 8.21% APR, monthly repayments of £314.33, and a total amount repayable of £11,316.00
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
*We’ll carry out a soft credit check to assess your eligibility — this won’t affect your credit score and is only visible to you. If you choose to proceed, the lender will then perform a full credit check, which will appear on your credit file.
How It Works
Step 1
Complete our quick and simple online form
Step 2
Our advisors will find the best products for you
Step 3
Receive your funds
What is a Homeowner Loan?
A homeowner loan — also known as a secured loan or second charge mortgage — allows you to borrow money using your property as security. This type of loan is ideal if you need to borrow a larger amount or if your credit history isn’t perfect.
Many people use homeowner loans for:
- Home improvements, like extensions or renovations
- Consolidating existing debts into a single payment
- Funding major purchases, such as a new car
- Special life events, like weddings
The best part? You can use a homeowner loan for almost any legitimate purpose. If you’re looking for a way to make your big plans happen, we’re here to help you find the right solution.
Check My Eligibility