Skip to content

Need a Secured
Loan?

Get tailored secured loan options for
any purpose. Interest rates starting
from as low as 5.9%.

  • Borrow £10,000 to £1 million
  • All credit scores considered
  • No upfront fees

Explore my loan options:

My Secured Loan Options
A phone with an apply for a Secured Loan now message.

Representative Example: Assumed borrowing of £10,000 over 36 months at a fixed rate of 8.21% per annum would result in a representative rate of 8.21% APR, monthly repayments of £314.33, and a total amount repayable of £11,316.00

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

*We’ll carry out a soft credit check to assess your eligibility — this won’t affect your credit score and is only visible to you. If you choose to proceed, the lender will then perform a full credit check, which will appear on your credit file.

A shield with a pound sign.

Secured Loans

A Secured Loan—also known as a Homeowner Loan or Second-Charge Mortgage—can be a great option if you need to borrow a larger amount or have less-than-perfect credit.

Planning home improvements, like an extension or renovation?
Covering major expenses, such as a wedding or a new car?
Consolidating debts into one manageable payment?
Investing in property?
Something else in mind?

How It Works

Step 1

Complete our quick and simple online form

A phone displaying a loan application asking for the desired amount.

Step 2

Our advisors will find the best products for you

A magnifying glass over multiple documents, and a chosen loan.

Step 3

Receive your funds

A phone with a Congratulations message saying your loan was approved.

Loans We Can Help With

Secured Loans can be used for almost any legitimate purpose. If you’re looking for a way to make your big plans happen, we can help you find a suitable solution.

Arrow pointing into one box with a pound sign.

Debt Consolidation

Consolidate existing debts into one single lender

A house with a chimney.

Home Improvement

Extend or renovate to improve your living space

Briefcase with a pound sign.

Business

Secure funding to grow or support your business

A property.

Property Purchase

Buy property for investment or as your new home

A vehicle.

Vehicle / Caravan Purchase

Finance a new car, caravan, or motorhome

Two wedding rings under a heart.

Holiday / Wedding

Cover the costs of a dream wedding or getaway

A bill.

Major Purchase

Fund high-value purchases, from furniture to technology

Do I qualify?

To be eligible for a Secured Loan, you must own a property or have equity in one. Lenders use this as security, meaning they can repossess the property if you’re unable to repay the loan.

However, even as a homeowner, a Secured Loan may not be the right fit for you. Once you apply, your Hillview Finance advisor will conduct a fact-find to assess your situation and recommend the best option.

Complete our online application now to check if you qualify:

Check My Eligibility

Turning your goals into reality

Who are Hillview Finance?

We are a North-West-based finance broker authorised by the FCA. Our qualified team has seen the challenges secured loan applications can present and knows how to find solutions.

We aim to present the right option, the first time, every time, ensuring a transparent and smooth process from start to finish.

Your dedicated advisor will be available via WhatsApp, email, and phone, guiding you every step of the way.

We’re open Monday-Friday 9am to 5:30pm

A stylised room with a speech bubble with the Hillview Finance logo.

Our Lending Partners

We work with a panel of trusted lenders to find the best loan for you. We will compare options on your behalf—without affecting your credit score*—and keep you informed at every stage.

The Tandem logo. The Selina logo. The United Trust Bank logo. The Interbridge Mortgages logo. The StepOne Finance Logo. The Norton Home Loans logo. The West One logo. The Tandem logo. The Selina logo. The United Trust Bank logo. The Interbridge Mortgages logo. The StepOne Finance Logo. The Norton Home Loans logo. The West One logo. The Tandem logo. The Selina logo. The United Trust Bank logo. The Interbridge Mortgages logo. The StepOne Finance Logo. The Norton Home Loans logo. The West One logo. The Tandem logo. The Selina logo. The United Trust Bank logo. The Interbridge Mortgages logo. The StepOne Finance Logo. The Norton Home Loans logo. The West One logo. The Tandem logo. The Selina logo. The United Trust Bank logo. The Interbridge Mortgages logo. The StepOne Finance Logo. The Norton Home Loans logo. The West One logo. The Tandem logo. The Selina logo. The United Trust Bank logo. The Interbridge Mortgages logo. The StepOne Finance Logo. The Norton Home Loans logo. The West One logo. The Tandem logo. The Selina logo. The United Trust Bank logo. The Interbridge Mortgages logo. The StepOne Finance Logo. The Norton Home Loans logo. The West One logo.
*Your details will be used for a soft credit check, which you can see but lenders cannot. This will not impact your credit score. The lender will perform a credit check which will appear on your credit file.
Why haven’t I heard of your lenders?

Secured Loan lenders are typically specialists in the area, not linked to major banks and don’t have a high street presence. FCA regulations require Secured Loans to be arranged on an advised basis to protect you, the customer. As a result, these lenders work exclusively with qualified intermediaries—like Hillview Finance—who can provide the necessary guidance and advice.

Find Out if You Qualify for a Secured Loan Now

Check My Eligibility
A document with checks and question marks titled Do I qualify.
The Money Helper logo.

Money Helper is a free service set up by the Government to help people make the most of their money. Click here if you would like to learn more about Money Helper and their services.